Housing finance tracker

Mortgage Rates Today

Track average 30-year and 15-year mortgage rates with real historical movement, mini charts, and comparison context against Treasury benchmarks.

30-Year Mortgage Rate

The most searched mortgage benchmark for homebuyers and refinancing decisions.

Updated 5/28/2026
6.53
%

Interactive chart

Hover to inspect points. Use the range buttons to switch the visible history window.

6.53%
2026-05-28
Range change: -0.33%
From 2025-05-22
1D
+0.02
Since 2026-05-21
5D
+0.02
Since 2026-05-21
1M
+0.30
Since 2026-04-23
6M
+0.30
Since 2025-11-26
1Y
-0.33
Since 2025-05-22
ALL
-0.80
Since 1971-04-02

15-Year Mortgage Rate

Useful for comparing shorter repayment terms and the tradeoff between monthly payment and total interest.

Updated —
—
%
1D
—
Insufficient data
5D
—
Insufficient data
1M
—
Insufficient data
6M
—
Insufficient data
1Y
—
Insufficient data
ALL
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Insufficient data

What moves mortgage rates

Mortgage rates do not move one-for-one with the Fed. They are influenced by Treasury yields, mortgage-backed securities spreads, and lender pricing conditions. That is why historical comparison matters more than a single printed number.