Fed Effective Funds Rate (EFFR)
■
3.64
%
Updated: 1/29/2026 · Prev: 3.64%
TodayRates
Today’s key US rates — mortgage, Fed, Treasury.
Treasury 10Y
▼
4.24
%
Updated: 1/29/2026 · Prev: 4.26%
Treasury 2Y
▼
3.53
%
Updated: 1/29/2026 · Prev: 3.56%
Treasury 3M
▼
3.67
%
Updated: 1/29/2026 · Prev: 3.68%
SOFR
▲
3.65
%
Updated: 1/29/2026 · Prev: 3.64%
Mortgage 30Y (US avg)
▲
6.10
%
Updated: 1/29/2026 · Prev: 6.09%
Mortgage 15Y (US avg)
▲
5.49
%
Updated: 1/29/2026 · Prev: 5.44%